General loan details for up to 40 lakh at attractive rates starting at 8.0% p.a with flexible tenures up to 7 years.
| Criteria | Salaried | Business & Self-Employed |
|---|---|---|
| Age | 21 years to 60 years | 25 years to 65 years |
| Net Monthly Income | Rs. 15,000 | Rs. 25,000 |
| CIBIL Score | Above 750 | Above 750 |
| Minimum Loan Amount | Rs. 50,000 | Rs. 75,000 |
| Maximum Loan Amount | Rs. 40 lakh | Rs. 40 lakh |
Car loan with interest rates as low as 7.30% p.a and repayment tenure of up to 8 years.
| Steps | Requirements | Inference |
|---|---|---|
| Apply for Car Loan | Compare offers available | Find the loan that offers the highest loan amount and the most affordable interest rate. |
| Submit Income Proof | Bank Statement (last 6 months), Pay Slips (last 3 months) | Lender wants to establish your ability to repay the borrowed amount. |
| Submit Proof of Identity and Address | PAN Card, Voter’s ID, Aadhar Card, Passport, etc. | Lender wants to establish your nationality, identity, and permanent address. |
| Credit History | PAN Card | Lender wants to check your past credit records to establish if you can be trusted to make regular payments. |
| Information about Vehicle | Sales Receipts from the showroom from where the vehicle was purchased | Lender must confirm that the deal was affected as intended. |
Secure a loan against your gold with competitive rates starting at 1% per month.
| Parameters | Gold Price (24 Karat) |
|---|---|
| September 1st Rate | Rs. 5,287 per gram |
| September 13 Rate | Rs. 5,439 per gram |
| Highest Rate in September | Rs. 5,483 on 11 September |
| Lowest Rate in September | Rs. 5,287 on 1 September |
| Overall Performance | Incline |
Apply for a credit card with exclusive benefits and rewards.
| Eligibility Criteria | Requirements |
|---|---|
| Nationality | You should be a citizen of India or a non-resident Indian (some banks extend credit cards to NRIs). |
| Age | You should be at least 18 years old. In some cases, the minimum age to apply for a credit card is 21 years. |
| Employment Status | You must either be salaried or self-employed and have a steady source of income. |
| Income | Most banks will require you to meet their minimum income requirement before they approve your card application. |
| Credit Score | A good CIBIL Score with no history of default goes a long way in making sure that your credit card application is approved. |
Secure your family’s future with our life insurance plans.
| Life Plans | Coverage |
|---|---|
| ULIPs | Pure risk cover + Investment Benefits |
| Endowment Plans | Insurance + Investment Benefits |
| Child Plans | Corpus for child’s education, wedding, etc. |
| Retirement Plans | Financial cushion aiding financial independence post-retirement |
Protect yourself with comprehensive health insurance plans.
| Your Requirement | What You Should Get |
|---|---|
| A fixed daily while you are hospitalized | Hospital Cash Plan |
| Diagnosed/hospitalized with a critical illness or the loss of income | Critical Illness Plan |
| An accidental disability leading to loss of income | Personal Accident Insurance |
| Cover for senior citizens | Senior Citizen Health Insurance |
| Salaried Individuals | Self-Employed | |
|---|---|---|
| Proof of Identity | Passport, PAN Card, Voter’s ID, Driving License | Passport, PAN Card |
| Proof of Residence | Passport, Aadhar Card, Voter’s ID, Driving License | Passport or utility bills |
| Proof of Income | Three months Bank Statement, Three months Pay Slips | Audited financial statement of the past two years |